Ultra Indemnity

Schedule a call with an agent!

Let's get you covered

If you're not ready to get pricing or complete an application but would like to learn more about the process, please allow us to be of service and contact us today. We will customize a plan for your family and budget.

Trusted Partners

Ultra Indemnity works with the top and most trusted insurance companies, some of which have been in business for over a century. Learn more about our carriers and how to protect your family.

Schedule a call with an agent!

Let's get you covered

If you're not ready to get pricing or complete an application but would like to learn more about the process, please allow us to be of service and contact us today. We will customize a plan for your family and budget.

Senior Products

MEDICARE ADVANTAGE PLANS

A cost saving alternative offered by private insurers that can include extra benefits, as well as hearing, dental, vision, etc.

MEDICARE SUPPLEMENTS PLANS

Medigap is a plan offered by private insurance companies that gives extra coverage for out-of-pocket expenses and gaps in Medicare.

PRESCRIPTION DRUG PLANS

An optional in-network formulary plan that helps medicare beneficiaries with prescription drug costs.

FINAL EXPENSE

A whole life policy that pays medical and funeral expenses upon passing, allowing your loved ones to grieve without financial concern.

HOSPITAL INDEMNITY

Hospital Indemnity is a supplemental plan that gives you cash payments for expenses during hospital stays.

SUPPLEMENTAL HEALTH

Policies that provide lump-sum payments to cover expenses because of critical illness, accidents, disability, and injuries.

Group Products

MEDICAL

Long-term comprehensive coverage for major medical expenses, illness, and prevention.

HOSPITAL

Plans that cover hospital confinement, indemnity, and accidents that help you pay expenses during hospital stays.

INCOME PROTECTION

Disability insurance that supplements income in the event of illness, injury, chronic pain, or cancer regardless if it is work related

CRITICAL ILLNESS

Plans that protect you if you're diagnosed with illnesses like cancer, heart attack, organ transplant, stroke, renal failure, and paralysis.

LIFE

Survivor and income benefits for the entire family to provide mortgage protection, debt relief, and lump sum payments.

DENTAL, VISION, HEARING

Stand alone or bundled plans that cover your mouth, eyes, and ears for routine wellness procedural operations.

We've Got You Covered.

Individual Products

INSURANCE INDEMNITY RETIREMENT ASSET PROTECTION POLICY LIQUIDATION

LIFE INSURANCE

Final Expense, Whole Life, Term Life, Mortgage Protection, Debt Free Life, Universal Life, Index Universal Life

HEALTH INSURANCE

Individual: Under 65 and Family, Affordable Care Act, Dental Insurance, Vision, Insurance, Critical Illness, Disability

MEDICARE

Medicare Supplements, Medicare Advantage, Medigap, Medicare Part D Prescription

ANNUITIES

Safety of Principle, Tax Deferred Compounding, Retirement, Estate Planning, Legacy Building

INFINITE BANKING

Liquidity, Capital Protection, Guaranteed Growth, Tax Deferment, Borrowing Options, Wealth Accumulation

LIFE SETTLEMENTS

Lump Sum Disbursement, Client Protection, Policy Owner Representation, Client Satisfaction, Asset Leveraging

Don't Wait. Get Coverage.

Mortality can be an uncomfortable conversation. However, death is a necessary part of this life experience, and all will transition at some point. Whether you’ve been in preparation or procrastination, allow us to give you a free consultation to learn of your options. Make sure your family can focus on what matters most.

Medical Expenses are the top cause of bankruptcy
# 0
Average Funeral Cost
$ 0
of Americans don't have life insurance
0 %
Per Month Avg. Cost of Final Expense Life Insurance
$ 0 -70

Frequently Asked Questions

Medicare Advantage plans are offered by private health insurers and will cover Medicare Parts A and B but may include additional services like fitness programs, vision, hearing, and dental.

Medicare Supplement plans are designed to fill in the monetary gaps in Medicare. They cover Parts A and B but include coverage for out-of-pocket expenses.

If you are currently getting Social Security benefits, Medicare will automatically enroll you when you are eligible. If you don’t get Social Security benefits you should sign up for Medicare three months before your 65th birthday. You can apply for Medicare online at https://www.ssa.gov/medicare/sign-up or call 1-800-MEDICARE.

There is state assistance for Medicare beneficiaries who have limited income and financial resources. These programs may help with premiums, deductibles, and copayments. Some of these programs also pay additional expenses for disabled people.

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The first step is to determine how much cash and income your dependents will need if you die. Instead of relying on your monthly income, your family will receive an insurance benefit upon your death. If you have children, have a higher death benefit to make sure your family can meet its financial obligations. The beneficiary of your policy can decide to use the money from the death benefit to pay monthly bills or any other living expenses.

Life insurance is based on the indemnity clause, meaning the insurance company is legally bound to compensate you for loss or damage per the contract, in exchange for premium payments.